@import url("https://fonts.googleapis.com/css2?family=Inter+Tight:ital,wght@0,100..900;1,100..900&family=Playfair+Display:ital,wght@0,400..900;1,400..900&display=swap");

:root {
  --body-font: "Inter Tight", sans-serif;
  --heading-font: "Playfair Display", serif;
  --primary-color: #0c5081;
}
body {
  margin: 0;
  font-family: var(--body-font);
}
h1,
h2,
h3,
h4,
h5,
h6 {
  font-family: var(--heading-font);
}
.ffl-header {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  z-index: 999;
  padding: 25px 0;
}
.ffl-nav-wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.ffl-logo img {
  width: 190px;
}

.ffl-menu ul {
  margin: 0;
  padding: 12px 20px;
  list-style: none;
  display: flex;
  gap: 35px;
  border: 1px solid rgba(255, 255, 255, 0.25);
  border-radius: 60px;
}

.ffl-menu a {
  color: #fff;
  text-decoration: none;
  font-size: 14px;
}

.ffl-menu .active {
  background: #fff;
  color: #001d31;
  padding: 8px 20px;
  border-radius: 50px;
}

.ffl-right {
  display: flex;
  align-items: center;
  gap: 20px;
}

.ffl-right a {
  color: #fff;
  text-decoration: none;
}

.ffl-btn {
  background: #fff;
  color: var(--primary-color) !important;
  padding: 10px 28px;
  border-radius: 50px;
  font-weight: 400;
  text-decoration: none;
}

.navbar-toggler {
  border: none;
  background: none;
  color: #fff;
  font-size: 28px;
  display: none;
}

.ffl-hero {
  position: relative;

  background: linear-gradient(
    90deg,
    rgba(0, 29, 49, 0.99) 12%,
    rgba(0, 0, 0, 0.9) 100%
  );

  background-size: cover;
  background-position: center;
}

.ffl-content {
  padding: 180px 0px;
}
.ffl-content h1 {
  font-size: 60px;
  line-height: 1.15;
  color: #fff;
  margin-bottom: 30px;
  max-width: 650px;
}

.ffl-content p {
  color: #fff;
  opacity: 0.8;
  max-width: 500px;
  line-height: 1.8;
  margin-bottom: 30px;
}

.hero-rating {
  display: flex;
  align-items: center;
  gap: 24px;
  margin-top: 35px;
}

.rating-users {
  display: flex;
  align-items: center;
}

.rating-users img {
  width: 58px;
  height: 58px;
  border-radius: 50%;
  object-fit: cover;
  border: 3px solid #fff;
  margin-left: -15px;
}

.rating-users img:first-child {
  margin-left: 0;
}

.rating-plus {
  width: 58px;
  height: 58px;
  border-radius: 50%;
  background: #fff;
  color: #1d4f82;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  margin-left: -15px;
  border: 3px solid #fff;
}

.rating-content .yellow {
  margin: 0;
  color: #f7c948;
  font-size: 18px;
}

.rating-content p {
  margin: 0;
  color: #fff;
  font-size: 18px;
  opacity: 1;
}
/* HOUSE */

.house-image {
  position: relative;
}

.house-image img {
  width: 100%;
  margin-left: auto;
  display: block;
}

/* SEARCH */

.loan-search-box {
  position: absolute;
  bottom: -70px;
  left: 50%;
  transform: translateX(-50%);
  max-width: 1200px;
  width: 100%;
  background: #fff;
  padding: 30px;
  border-radius: 25px;
  box-shadow: 0 15px 50px rgba(0, 0, 0, 0.15);
  color: var(--primary-color);
}

.loan-search-box h6 {
  margin-bottom: 20px;
  color: #001d31;
}

.search-grid {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr 220px;
  gap: 20px;
}

.search-field {
  height: 50px;
  border: 1px solid var(--primary-color);
  border-radius: 50px;
  display: flex;
  align-items: center;
  padding: 0 25px;
  justify-content: space-between;
}
.search-grid button {
  border: none;
  background: #1d4f82;
  color: #fff;
  border-radius: 50px;
  font-weight: 400;
}

.about-section {
  padding: 150px 0 80px;
  background: #f9f7f3;
}

.section-tag {
  display: inline-block;
  border: 1px solid #1f5d94;
  color: #1f5d94;
  font-size: 16px;
  padding: 4px 14px;
  border-radius: 12px;
  margin-bottom: 20px;
}

.section-title {
  font-size: 56px;
  line-height: 1.1;
  color: var(--primary-color);
  font-weight: 600;
  margin-bottom: 40px;
}

.counter-card {
  background: #fff;
  border-radius: 20px;
  padding: 30px;
  transition: 0.4s;
  border: 1px solid #e8e8e8;
}

.counter-icon {
  width: 50px;
  height: 50px;
  border-radius: 50%;
  background: #1f5d94;
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
  font-size: 24px;
}

.counter-card h3 {
  font-size: 36px;
  font-weight: 700;
  margin-bottom: 5px;
  color: #111;
  font-family: var(--body-font);
}

.counter-card p {
  margin: 0;
  color: #666;
}

.counter-card:hover {
  background: #1f5d94;
}

.counter-card:hover h3,
.counter-card:hover p {
  color: #fff;
}

.counter-card:hover .counter-icon {
  background: #fff;
  color: #1f5d94;
}

.about-gallery img {
  width: 100%;
  border-radius: 18px;
  object-fit: cover;
}

.gallery-top {
  margin-bottom: 18px;
}

.gallery-bottom {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
}

.program-section {
  padding: 80px 0;
}

.section-desc {
  max-width: 650px;
  margin: 20px auto 60px;
  color: #666;
}

.program-slider-wrap {
  position: relative;
  max-width: 1420px;
  margin: 0 0 0 auto;
}
.program-slider-wrap::after {
  content: "";
  position: absolute;
  right: 0;
  height: 100%;
  width: 308px;
  background: linear-gradient(to left, #fff, transparent);
  z-index: 4;
  top: 0;
}
.programSwiper {
  overflow: hidden;
}

.swiper-slide {
  height: auto;
}

.program-card {
  border-radius: 30px;
  overflow: hidden;
  background: #fff;
  border: 1px solid #e6e6e6;
  transition: 0.4s;
  height: 100%;
}

.program-image img {
  width: 100%;
  height: 220px;
  object-fit: cover;
  border-radius: 30px;
}

.program-content {
  padding: 25px;
}

.program-content h3 {
  font-size: 26px;
  font-weight: 700;
  margin-bottom: 15px;
  transition: 0.4s;
  font-family: var(--body-font);
}

.program-content p {
  color: #2a2a2a;
  transition: 0.4s;
  font-size: 16px;
}
.program-content a,
.about-me-content a {
  color: #1ba0ff;
  text-decoration: none;
}
.program-card:hover {
  background: #1f5d94;
}

.program-card:hover h3,
.program-card:hover p {
  color: #fff;
}

.program-prev,
.program-next {
  position: absolute;
  top: 50%;
  transform: translateY(-50%);
  width: 50px;
  height: 50px;
  border-radius: 50%;
  border: 1px solid var(--primary-color) !important;
  color: var(--primary-color) !important;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  z-index: 5;
  background: #fff;
  transition: 0.3s;
}

.program-prev:hover,
.program-next:hover {
  background: #1f5d94;
  color: #fff !important;
}

.program-prev {
  left: -60px;
}

.program-next {
  right: 60px;
}

.loan-marquee {
  background: var(--primary-color);
  overflow: hidden;
  white-space: nowrap;
  padding: 12px 0;
}

.marquee-track {
  display: flex;
  align-items: center;
  width: max-content;
  animation: marquee 25s linear infinite;
}

.marquee-track span {
  color: #fff;
  font-size: 34px;
  font-weight: 500;
  margin: 0 40px;
  text-transform: uppercase;
}

.marquee-track i {
  color: #fff;
  font-size: 10px;
}
.loan-marquee:hover .marquee-track {
  animation-play-state: paused;
}
@keyframes marquee {
  from {
    transform: translateX(0);
  }
  to {
    transform: translateX(-50%);
  }
}

.about-me-section {
  position: relative;
  overflow: hidden;
  padding-bottom: 80px;
  background: #f9f7f3;
}

.about-bg-text {
  position: relative;
  font-size: clamp(6rem, 18vw, 320px);
  font-weight: 700;
  line-height: 1;

  color: #efebe2;

  white-space: nowrap;
  pointer-events: none;
  z-index: 1;
  text-align: center;
  font-family: var(--heading-font);
}

.about-me-card {
  position: relative;
  z-index: 2;

  background:
    linear-gradient(rgb(9 77 124 / 90%), rgba(0, 0, 0, 0.9)),
    url(../img/about-bg.png);

  background-size: cover;
  background-position: center;

  border-radius: 25px;
}

.about-person {
  margin-top: -100px;
}

.about-person img {
  width: 100%;
  max-width: 480px;
  display: block;
  margin: 0 auto;
}

.about-me-content {
  color: #fff;
  padding: 60px;
  position: relative;
}

.about-me-content h3 {
  font-size: 28px;
  font-weight: 700;
  margin-bottom: 20px;
}

.about-me-content p {
  opacity: 0.85;
  line-height: 1.8;
}

.about-info {
  display: flex;
  gap: 30px;
  margin: 35px 0;
}
.divider {
  width: 1px;
  height: 50px;
  background: #fff;
  display: block;
}
.info-box {
  display: flex;
  gap: 15px;
  align-items: flex-start;
}

.info-icon {
  width: 45px;
  height: 45px;
  border-radius: 50%;
  background: #fff;
  color: #1f5d94;
  font-size: 20px;
  display: flex;
  align-items: center;
  justify-content: center;

  flex-shrink: 0;
}

.about-me-content::before {
  content: "";
  position: absolute;
  left: 0;
  top: 60px;
  bottom: 60px;
  width: 1px;
  background: rgba(255, 255, 255);
}
.about-me-content .section-tag,
.testimonial-section .section-tag {
  color: #fff;
  border-color: #fff;
}

.faq-section {
  padding: 80px 0;
}

.faq-text {
  font-size: 24px;
  line-height: 1.7;
  color: #444;
  max-width: 550px;
  margin: 30px 0 40px;
}

/* BUTTON */

.view-all-btn {
  border: 1px solid #1f5d94;
  border-radius: 100px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  /* padding-left: 25px; */
  padding: 5px 0 5px 25px;
  text-decoration: none;
  color: var(--primary-color);
  width: max-content;
  gap: 25px;
}

.btn-circle {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: #1f5d94;
  color: #fff;

  display: flex;
  align-items: center;
  justify-content: center;

  margin-right: 3px;
}

/* FAQ */
div#faqAccordion {
  display: flex;
  flex-direction: column;
  align-items: end;
}
.custom-faq .accordion-item {
  margin-bottom: 28px;
  border: 1px solid #1f5d94;
  border-radius: 30px !important;
  padding: 35px 25px;
  width: 95%;
}
.accordion-item.faq-open {
  border-left: 6px solid #1f5d94 !important;
  border: 1px solid #e6e6e6;
  width: 100%;
}

.custom-faq .accordion-button {
  background: #fff;
  padding: 0 !important;
  font-family: var(--body-font);
  font-size: 20px;
  font-weight: 400;

  box-shadow: none;

  color: #111;

  transition: 0.4s;

  display: flex;
  align-items: center;
}

.custom-faq .accordion-button::after {
  display: none;
}

.custom-faq .accordion-button:not(.collapsed) {
  background: #fff;
}

/* BODY */

.custom-faq .accordion-body {
  font-size: 20px;
  line-height: 1.8;
  padding: 0 !important;
  background: #fff;
  margin-top: 12px;
}

.accordion-button:not(.collapsed) .faq-icon i {
  transform: rotate(45deg);
}

.testimonial-section {
  background: var(--primary-color);
  padding: 80px 0;
}

.testimonial-section .section-title {
  color: #fff;
}

.testimonial-desc {
  max-width: 650px;
  margin: 15px auto 60px;
  color: #d7e3ef;
}

.testimonial-card {
  padding: 20px 30px;
  border-radius: 20px;
  border: 1px solid rgba(255, 255, 255, 0.25);
  height: 100%;
  transition: 0.4s;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.testimonial-card:hover {
  background: #fff;
}

.testimonial-card:hover p,
.testimonial-card:hover h6 {
  color: #111;
}

.quote-icon img {
  filter: brightness(0) invert(1);
  margin-bottom: 20px;
}
.testimonial-card:hover .quote-icon img {
  filter: none;
}
.testimonial-card:hover .quote-icon {
  color: #1f5d94;
}

.testimonial-card p {
  color: #fff;
  line-height: 1.8;
  flex: 1;
  font-size: 16px;
}

.rating {
  color: #ffc107;
  margin-top: 20px;
  padding-top: 20px;
  border-top: 1px solid rgba(255, 255, 255, 0.15);
}
.rating span {
  color: #fff;
}
.testimonial-card:hover .rating {
  border-color: #dedede;
}
.testimonial-card:hover .rating span {
  color: #000;
}
.client-info {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-top: 20px;
}

.client-info img {
  width: 45px;
  height: 45px;
  border-radius: 50%;
  object-fit: cover;
}

.client-info h6 {
  color: #fff;
  margin: 0;
  font-family: var(--body-font);
}

.testimonial-nav {
  display: flex;
  justify-content: center;
  gap: 15px;
  margin-top: 40px;
}

.testimonial-prev,
.testimonial-next {
  width: 50px;
  height: 50px;
  border-radius: 50%;
  border: 1px solid rgba(255, 255, 255, 0.4);

  display: flex;
  align-items: center;
  justify-content: center;

  cursor: pointer;
  color: #fff;
  transition: 0.3s;
}

.testimonial-prev:hover,
.testimonial-next:hover {
  background: #fff;
  color: #1f5d94;
}
.newsletter-section {
  padding: 80px 0;
  background: #f9f7f3;
}

.newsletter-wrapper {
  max-width: 900px;
  margin: auto;
  text-align: center;
}

.newsletter-text {
  max-width: 650px;
  margin: 20px auto 40px;
  color: #555;
  line-height: 1.7;
}

.newsletter-form {
  max-width: 700px;
  margin: auto;

  height: 64px;

  border: 1px solid #1f5d94;
  border-radius: 100px;

  overflow: hidden;

  display: flex;
  align-items: center;
}

.newsletter-form input {
  flex: 1;
  height: 100%;

  border: none;
  outline: none;

  padding: 0 30px;

  background: transparent;

  font-size: 18px;
}

.newsletter-form button {
  width: 180px;
  height: 100%;

  border: none;

  background: #1f5d94;
  color: #fff;

  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  font-size: 18px;

  transition: 0.3s;
}

.newsletter-form button:hover {
  background: #174973;
}

.site-footer {
  position: relative;

  background:
    linear-gradient(rgb(9 77 124 / 90%), rgba(0, 0, 0, 0.9)),
    url(../img/footer-bg.png);

  background-size: cover;
  background-position: center;

  padding: 90px 0 30px;

  color: #fff;
}

.footer-logo-wrap img {
  max-width: 130px;
  margin-bottom: 25px;
}

.footer-logo-wrap h5 {
  font-size: 18px;
  margin-bottom: 15px;
}

.footer-social {
  display: flex;
  gap: 14px;
}

.footer-social a {
  color: #fff;
  font-size: 18px;
  transition: 0.3s;
}

.footer-social a:hover {
  color: #d29a6b;
}

.footer-widget h4 {
  font-size: 18px;
  font-weight: 700;
  margin-bottom: 25px;
  text-transform: uppercase;
}

.footer-widget ul {
  list-style: none;
  padding: 0;
  margin: 0;
}

.footer-widget ul li {
  margin-bottom: 12px;
}

.footer-widget ul li a {
  color: #fff;
  text-decoration: none;
  transition: 0.3s;
}

.footer-widget ul li a:hover {
  color: #d29a6b;
}

.footer-contact li {
  display: flex;
  gap: 12px;
  margin-bottom: 18px;
}

.footer-contact i {
  margin-top: 4px;
  min-width: 18px;
}

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.15);

  margin-top: 50px;
  padding-top: 25px;

  display: flex;
  justify-content: space-between;
  align-items: center;
}

.footer-bottom p {
  margin: 0;
  color: rgba(255, 255, 255, 0.85);
}
ul.program-list {
  list-style: disc;
  list-style-position: inside;
}

.breadcrum-sec {
  background: url(../img/breadcrum-bg.png) center/cover no-repeat;
  position: relative;
}
.breadcrum-sec::before {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(
    90deg,
    rgba(0, 29, 49, 0.9) 12%,
    rgba(0, 0, 0, 0.9) 100%
  );
}

.page-title {
  border: 1px solid #fff;
  border-radius: 20px;
  padding: 5px 26px;
  width: max-content;
  margin: 9px auto;
}
.breadcrum-sec .container {
  padding: 150px 0px;
  text-align: center;
  color: #fff;
  position: relative;
  z-index: 2;
}
.breadcrum-desc {
  max-width: 680px;
  margin: 35px auto;
}
.inner-counter {
  background: var(--primary-color);
  padding: 15px;
  border-radius: 15px;
  color: #ffffff;
  text-align: center;
}
.inner-counter span {
  font-size: 24px;
  font-weight: 600;
}
.inner-counter p {
  margin: 0;
}
.abt-img img {
  width: 100%;
  height: 400px;
  border-radius: 20px;
  object-fit: cover;
}

.mission-vision-section {
  padding: 80px 0;
}

.mission-image {
  overflow: hidden;
  border-radius: 30px;
}

.mission-image img {
  width: 100%;
  display: block;
  border-radius: 30px;
}

.mission-content-card {
  background: #f9f7f3;
  border-radius: 24px;
  padding: 60px;
  height: 100%;
  display: flex;
  flex-direction: column;
  justify-content: center;
}

.mission-item h2 {
  color: #1f5d94;
  font-size: 42px;
  line-height: 1;
  margin-bottom: 15px;
}

.mission-item h4 {
  font-size: 28px;
  line-height: 1.3;
  margin-bottom: 10px;
  color: #2d2d2d;
}

.mission-item p {
  font-size: 18px;
  line-height: 1.8;
  color: #2a2a2a;
  margin-bottom: 0;
}

.mission-divider {
  height: 1px;
  background: #d9d9d9;
  margin: 25px 0;
}

.why-choose-section {
  padding: 220px 0 80px;
  background: #f9f7f3;
}

.why-content-box {
  background: #1f5d94;
  padding: 80px 60px;
  border-radius: 24px;
  position: relative;
  z-index: 2;
  height: 655px;
  top: -35px;
}
.why-content-box p {
  color: #fff;
  max-width: 550px;
}

.why-image {
  margin-left: -210px;
  position: relative;
  z-index: 1;
  top: -120px;
}
.feature-row {
  position: absolute;
  z-index: 3;
  padding-left: 60px;
  padding-right: 60px;
  top: 50%;
  max-width: 1260px;
  margin: 0 auto;
}
.content-title {
  font-size: 42px;
}

.feature-card {
  background: #fff;
  padding: 35px 25px;
  min-height: 280px;
  height: 100%;
  position: relative;
  overflow: hidden;
  transition: 0.4s;
  box-shadow: rgba(99, 99, 99, 0.2) 0px 2px 8px 0px;
}

.feature-card::before {
  content: "";

  position: absolute;
  inset: 0;

  background:
    linear-gradient(rgba(31, 93, 148, 0.85), rgba(31, 93, 148, 0.85)),
    url("../img/card-bg.png");

  background-size: cover;
  background-position: center;

  opacity: 0;
  transition: 0.4s;
}
.feature-card h4 {
  font-family: var(--body-font);
  margin: 10px 0;
}
.feature-card > * {
  position: relative;
  z-index: 2;
}

.feature-card:hover::before {
  opacity: 1;
}

.feature-card:hover {
  color: #fff;
}
.feature-card:hover img {
  filter: brightness(0) invert(1);
}
.feature-card:hover p {
  color: #fff;
}

.feature-card i {
  font-size: 45px;
  color: #1f5d94;
  margin-bottom: 20px;
}

.feature-card:hover i {
  color: #fff;
}

.who-help-section {
  padding: 0px 0 80px;
  background: #f9f7f3;
}

.who-help-content .section-title{
  font-size: 42px;
}

.who-help-content p {
  margin: 25px 0 40px;
  color: #555;
  line-height: 1.8;
}

.help-list {
  list-style: none;
  padding: 0;
  margin: 0;
  position: relative;
}
.help-list::before {
  height: 100%;
  width: 1px;
  content: "";
  position: absolute;
  background: var(--primary-color);
  left: 27px;
  z-index: 1;
}
.help-list li {
  display: flex;
  align-items: center;
  position: relative;
  z-index: 2;
  gap: 20px;

  margin-bottom: 20px;
}

.help-icon {
  width: 56px;
  height: 56px;
  border: 1px solid #1f5d94;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #1f5d94;
  flex-shrink: 0;
  transition: 0.3s;
  background: #fff;
}

.help-list span {
  font-size: 20px;
  color: #333;
}

.who-help-gallery img {
  width: 100%;
  height: 320px;
  object-fit: cover;
  border-radius: 20px;
  display: block;
}

.gallery-image {
  overflow: hidden;
  border-radius: 20px;
}

.gallery-image img {
  transition: 0.4s;
}

.gallery-image:hover img {
  transform: scale(1.05);
}
.blue-btn{
  padding: 12px 25px;
  border-radius: 30px;
  background: var(--primary-color);
  color: #fff;
  text-decoration: none;
}
@media (max-width: 1199px) {
  .navbar-toggler {
    display: block;
  }

  .ffl-menu,
  .ffl-right {
    display: none;
  }

  .ffl-logo img {
    width: 150px;
  }

  .mobile-menu {
    padding: 0;
    margin: 0;
    list-style: none;
  }

  .mobile-menu li {
    border-bottom: 1px solid #eee;
  }

  .mobile-menu a {
    display: block;
    padding: 15px 0;
    color: #001d31;
    text-decoration: none;
    font-weight: 500;
  }

  .mobile-contact {
    margin-top: 30px;
    display: flex;
    flex-direction: column;
    gap: 15px;
  }

  .mobile-apply {
    background: #1d4f82;
    color: #fff !important;
    padding: 14px 20px;
    text-align: center;
    border-radius: 50px;
    text-decoration: none;
  }
  @media (max-width: 992px) {
  }
  .search-grid {
    display: grid;
    grid-template-columns: auto auto;
    gap: 20px;
  }
}


.mobile-toggle {
    background: transparent;
    border: 0;
    color: #fff;
    font-size: 28px;
}

.custom-logo-link img {
    width: 190px;
    height: auto;
}

.offcanvas {
    width: 320px;
}

@media (max-width: 1199px) {

    .custom-logo-link img {
        width: 150px;
    }

    .ffl-header {
        padding: 20px 0;
    }
}

.search-btn {
    border: none;
    background: #1d4f82;
    color: #fff;
    border-radius: 50px;
    font-weight: 400;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    min-height: 50px;
    text-decoration: none;
}

.search-btn:hover {
    color: #fff;
}

.mobile-toggle {
    background: transparent;
    border: none;
    color: #fff;
    font-size: 28px;
}

.custom-logo-link img {
    width: 190px;
    height: auto;
}

@media (max-width: 991.98px) {

    .ffl-content {
        padding: 140px 0 60px;
    }

    .ffl-content h1 {
        font-size: 42px;
        line-height: 1.2;
    }

    .house-image {
        margin-top: 40px;
    }

    .loan-search-box {
        position: relative;
        left: auto;
        bottom: auto;
        transform: none;
        margin: 30px 15px 0;
        width: auto;
        max-width: 100%;
    }

    .search-grid {
        grid-template-columns: 1fr;
    }

    .hero-rating {
        flex-wrap: wrap;
        gap: 15px;
    }
}

@media (max-width: 767.98px) {

    .custom-logo-link img {
        width: 150px;
    }

    .ffl-content h1 {
        font-size: 34px;
    }

    .rating-users img,
    .rating-plus {
        width: 48px;
        height: 48px;
    }

    .loan-search-box {
        padding: 20px;
        border-radius: 20px;
    }
}

@media (max-width: 991.98px) {

    .about-section {
        padding: 120px 0 60px;
    }

    .section-title {
        font-size: 42px;
    }

    .about-content {
        margin-top: 20px;
    }

    .about-gallery {
        margin-top: 30px;
    }
}

@media (max-width: 767.98px) {

    .about-section {
        padding: 80px 0 50px;
    }

    .section-title {
        font-size: 34px;
    }

    .counter-card {
        padding: 24px;
    }

    .counter-card h3 {
        font-size: 28px;
    }

    .about-gallery .row {
        row-gap: 18px;
    }
}

@media (max-width: 1199.98px) {

    .program-slider-wrap::after {
        display: none;
    }

    .program-prev {
        left: 15px;
    }

    .program-next {
        right: 15px;
    }
}

@media (max-width: 767.98px) {

    .program-section {
        padding: 60px 0;
    }

    .program-content {
        padding: 20px;
    }

    .program-content h3 {
        font-size: 22px;
    }

    .program-prev,
    .program-next {
        width: 42px;
        height: 42px;
    }
}

@media (max-width: 767.98px) {

    .marquee-track span {
        font-size: 24px;
        margin: 0 24px;
    }
}

@media (max-width: 991.98px) {

    .about-person {
        margin-top: 0;
        text-align: center;
    }

    .about-me-content {
        padding: 40px 30px;
    }

    .about-me-content::before {
        display: none;
    }

    .about-info {
        flex-direction: column;
        gap: 20px;
    }

    .divider {
        display: none;
    }
}

@media (max-width: 767.98px) {

    .about-bg-text {
        font-size: 4rem;
    }

    .about-me-content {
        padding: 30px 20px;
    }

    .about-me-content h3 {
        font-size: 24px;
    }

    .info-box {
        gap: 12px;
    }
}

@media (max-width: 991.98px) {

    div#faqAccordion {
        align-items: stretch;
    }

    .custom-faq .accordion-item,
    .accordion-item.faq-open {
        width: 100%;
    }
}

@media (max-width: 767.98px) {

    .faq-section {
        padding: 60px 0;
    }

    .faq-text {
        font-size: 18px;
    }

    .custom-faq .accordion-item {
        padding: 25px 20px;
    }

    .custom-faq .accordion-button {
        font-size: 18px;
    }

    .custom-faq .accordion-body {
        font-size: 16px;
    }

    .view-all-btn {
        width: 100%;
        justify-content: space-between;
    }
}

@media (max-width: 991.98px) {

    .testimonialSwiper {
        overflow: visible;
    }
}

@media (max-width: 767.98px) {

    .testimonial-section {
        padding: 60px 0;
    }

    .testimonial-card {
        padding: 20px;
    }

    .testimonial-desc {
        margin-bottom: 40px;
    }

    .testimonial-nav {
        margin-top: 30px;
    }
}

.newsletter-form-wrap form {
    display: flex;
    align-items: center;
    gap: 15px;
}

.newsletter-form-wrap input[type="email"] {
    flex: 1;
}

@media (max-width: 767.98px) {

    .newsletter-section {
        padding: 60px 0;
    }

    .newsletter-form-wrap form {
        flex-direction: column;
        gap: 15px;
    }

    .newsletter-form-wrap input,
    .newsletter-form-wrap button {
        width: 100%;
    }

    .newsletter-text {
        font-size: 16px;
    }
}

/* Remove Noptin default layout */

.newsletter-form-wrap .noptin-form-wrapper {
    background: transparent !important;
    padding: 0 !important;
    max-width: 100% !important;
    border: 0 !important;
    box-shadow: none !important;
}

.newsletter-form-wrap .noptin-form-header,
.newsletter-form-wrap .noptin-form-description,
.newsletter-form-wrap .noptin-powered-by,
.newsletter-form-wrap .noptin-privacy-note {
    display: none !important;
}

/* Match static layout */

.newsletter-form-wrap form {
    display: flex;
    align-items: center;
    gap: 20px;
}

.newsletter-form-wrap .noptin-form-field {
    flex: 1;
    margin: 0 !important;
}

.newsletter-form-wrap input[type="email"] {
    width: 100%;
    height: 68px;
    padding: 0 28px;
    border: none;
    border-radius: 50px;
    outline: none;
}

.newsletter-form-wrap button,
.newsletter-form-wrap input[type="submit"] {
    height: 68px;
    padding: 0 40px;
    border: none;
    border-radius: 50px;
    background: #0d4d87;
    color: #fff;
    display: inline-flex;
    align-items: center;
    gap: 12px;
    transition: all .3s ease;
}

.newsletter-form-wrap button::after,
.newsletter-form-wrap input[type="submit"]::after {
    content: "\f061";
    font-family: "Font Awesome 6 Free";
    font-weight: 900;
}

.newsletter-form-wrap button:hover,
.newsletter-form-wrap input[type="submit"]:hover {
    background: #08365e;
}

.footer-contact a {
    color: inherit;
    text-decoration: none;
}

.footer-contact a:hover {
    color: inherit;
}

@media (max-width: 991.98px) {

    .site-footer {
        text-align: center;
    }

    .footer-social {
        justify-content: center;
    }

    .footer-contact li {
        justify-content: center;
    }
}

@media (max-width: 767.98px) {

    .footer-bottom {
        flex-direction: column;
        gap: 12px;
        text-align: center;
    }

    .footer-widget h4 {
        margin-bottom: 20px;
    }
}

.search-btn {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    text-decoration: none;
}

@media (max-width: 991.98px) {

    .breadcrum-sec {
        padding: 140px 0 120px;
    }

    .breadcrum-sec h1 {
        font-size: 48px;
        line-height: 1.2;
    }

    .loan-search-box {
        position: relative;
        left: auto;
        bottom: auto;
        transform: none;
        width: auto;
        margin: 40px 15px 0;
    }
}

@media (max-width: 767.98px) {

    .breadcrum-sec {
        padding: 120px 0 80px;
    }

    .page-title {
        font-size: 16px;
    }

    .breadcrum-sec h1 {
        font-size: 34px;
    }

    .breadcrum-desc {
        font-size: 16px;
    }

    .search-grid {
        grid-template-columns: 1fr;
    }
}

.abt-img img {
    width: 100%;
    height: auto;
    display: block;
}

@media (max-width: 991.98px) {

    .about-section .section-title {
        margin-top: 20px;
    }

    .inner-counter {
        text-align: center;
    }
}

@media (max-width: 767.98px) {

    .about-section {
        padding: 60px 0;
    }

    .inner-counter {
        margin: 20px 0 !important;
    }

    .about-content .view-all-btn {
        width: 100%;
        justify-content: space-between;
    }
}

.mission-image img {
    width: 100%;
    height: auto;
    display: block;
}

@media (max-width: 991.98px) {

    .mission-content-card {
        height: auto;
    }

    .mission-divider {
        margin: 30px 0;
    }
}

@media (max-width: 767.98px) {

    .mission-vision-section {
        padding: 60px 0;
    }

    .mission-item h2 {
        font-size: 18px;
    }

    .mission-item h4 {
        font-size: 24px;
        line-height: 1.3;
    }

    .mission-item p {
        font-size: 16px;
    }
}

.why-image img,
.feature-card img {
    display: block;
    max-width: 100%;
    height: auto;
}

@media (max-width: 991.98px) {

    .feature-row {
        margin-top: 40px;
    }

    .feature-card {
        min-height: auto;
    }
}

@media (max-width: 767.98px) {

    .why-choose-section {
        padding: 60px 0;
    }

    .content-title {
        font-size: 32px;
    }

    .feature-row {
        gap: 20px;
    }

    .feature-card {
        padding: 30px 20px;
    }
}

.help-icon img,
.gallery-image img {
    width: auto;
    height: auto;
    display: block;
}

@media (max-width: 991.98px) {

    .who-help-gallery {
        margin-top: 20px;
    }
}

@media (max-width: 767.98px) {

    .who-help-section {
        padding: 60px 0;
    }

    .help-list li {
        align-items: center;
    }

    .blue-btn {
        width: 100%;
        justify-content: center;
    }
}

```css
.story-page {
    overflow: hidden;
}

.story-hero {
    position: relative;
    padding: 140px 0 100px;
    background: linear-gradient(135deg,#0f2942 0%,#194b75 100%);
}

.hero-gradient {
    position: absolute;
    inset: 0;
    background:
        radial-gradient(circle at top right, rgba(255,255,255,.12), transparent 30%),
        radial-gradient(circle at bottom left, rgba(255,255,255,.08), transparent 25%);
}

.hero-content {
    position: relative;
    z-index: 2;
}

.hero-content h1 {
    font-size: clamp(48px, 6vw, 82px);
    line-height: 1.05;
    color: #fff;
    margin: 24px 0;
}

.hero-content p {
    color: rgba(255,255,255,.8);
    max-width: 620px;
    font-size: 20px;
    line-height: 1.8;
}

.hero-actions {
    display: flex;
    gap: 20px;
    margin-top: 40px;
}

.story-link {
    display: inline-flex;
    align-items: center;
    color: #fff;
    font-weight: 600;
}

.hero-image-wrap {
    position: relative;
}

.hero-image {
    border-radius: 32px;
    box-shadow: 0 40px 100px rgba(0,0,0,.25);
}

.experience-card {
    position: absolute;
    right: -30px;
    bottom: 30px;
    background: #fff;
    padding: 24px 32px;
    border-radius: 24px;
    box-shadow: 0 25px 80px rgba(0,0,0,.15);
}

.experience-card span {
    display: block;
    color: #194b75;
    font-size: 54px;
    font-weight: 700;
}

.story-content-section,
.approach-section,
.story-metrics {
    padding: 120px 0;
}

.story-copy p,
.approach-section p {
    color: #6f7780;
    line-height: 1.9;
}

.metric-card {
    background: #fff;
    border-radius: 28px;
    padding: 50px 30px;
    text-align: center;
    box-shadow: 0 20px 80px rgba(0,0,0,.06);
    transition: .4s ease;
}

.metric-card:hover {
    transform: translateY(-10px);
}

.metric-card span {
    display: block;
    color: #194b75;
    font-size: 56px;
    font-weight: 700;
}

.story-cta {
    padding: 0 0 120px;
}

.cta-box {
    background: linear-gradient(135deg,#194b75,#0f2942);
    border-radius: 40px;
    padding: 80px 40px;
    text-align: center;
}

.cta-box h2 {
    color: #fff;
    margin-bottom: 30px;
}

.fade-up,
.fade-left,
.fade-right {
    opacity: 0;
    transition: all .9s ease;
}

.fade-up {
    transform: translateY(60px);
}

.fade-left {
    transform: translateX(60px);
}

.fade-right {
    transform: translateX(-60px);
}

.fade-up.show,
.fade-left.show,
.fade-right.show {
    opacity: 1;
    transform: translate(0);
}

@media (max-width: 991.98px) {

    .story-hero {
        padding: 120px 0 80px;
        text-align: center;
    }

    .hero-actions {
        justify-content: center;
    }

    .experience-card {
        position: relative;
        right: auto;
        bottom: auto;
        margin: 20px auto 0;
        width: fit-content;
    }

    .story-content-section,
    .approach-section,
    .story-metrics {
        padding: 80px 0;
    }
}

@media (max-width: 767.98px) {

    .hero-content h1 {
        font-size: 42px;
    }

    .hero-content p {
        font-size: 18px;
    }

    .hero-actions {
        flex-direction: column;
    }

    .hero-actions a {
        width: 100%;
        justify-content: center;
    }

    .cta-box {
        padding: 60px 24px;
    }
}
```
.programs-page {
    overflow: hidden;
}

.programs-hero {
    position: relative;
    padding: 140px 0 100px;
    background: linear-gradient(135deg,#0f2942 0%,#194b75 100%);
}

.hero-pattern {
    position: absolute;
    inset: 0;
    background:
        radial-gradient(circle at top right, rgba(255,255,255,.12), transparent 30%);
}

.programs-hero h1 {
    color: #fff;
    font-size: clamp(48px, 6vw, 78px);
    line-height: 1.05;
    margin: 24px 0;
}

.programs-hero p {
    color: rgba(255,255,255,.85);
    font-size: 20px;
    line-height: 1.8;
    max-width: 620px;
}

.hero-actions {
    display: flex;
    gap: 20px;
    margin-top: 40px;
}

.outline-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-height: 58px;
    padding: 0 32px;
    border: 1px solid rgba(255,255,255,.3);
    border-radius: 60px;
    color: #fff;
    font-weight: 600;
}

.programs-grid-section {
    padding: 120px 0;
}

.program-feature-card {
    background: #fff;
    border-radius: 32px;
    padding: 40px;
    height: 100%;
    box-shadow: 0 20px 60px rgba(0,0,0,.06);
    transition: .4s ease;
}

.program-feature-card:hover {
    transform: translateY(-10px);
}

.program-icon {
    width: 72px;
    height: 72px;
    border-radius: 20px;
    background: rgba(25,75,117,.08);
    color: #194b75;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 24px;
}

.program-icon i {
    font-size: 28px;
}

.program-feature-card h3 {
    margin-bottom: 20px;
}

.program-feature-card p {
    color: #6f7780;
    line-height: 1.8;
}

.program-testimonials {
    padding: 120px 0;
    background: #0f2942;
}

.program-testimonials .testimonial-card {
    height: 100%;
}

.programs-cta {
    padding: 120px 0;
}

.cta-box {
    background: linear-gradient(135deg,#194b75,#0f2942);
    border-radius: 40px;
    text-align: center;
    padding: 80px 40px;
}

.cta-box h2 {
    color: #fff;
    margin-bottom: 30px;
}

.fade-up,
.fade-left {
    opacity: 0;
    transition: all .9s ease;
}

.fade-up {
    transform: translateY(60px);
}

.fade-left {
    transform: translateX(60px);
}

.fade-up.show,
.fade-left.show {
    opacity: 1;
    transform: translate(0);
}

@media (max-width: 991.98px) {

    .programs-hero {
        text-align: center;
        padding: 120px 0 80px;
    }

    .hero-actions {
        justify-content: center;
    }

    .programs-grid-section,
    .program-testimonials,
    .programs-cta {
        padding: 80px 0;
    }
}

@media (max-width: 767.98px) {

    .programs-hero h1 {
        font-size: 42px;
    }

    .programs-hero p {
        font-size: 18px;
    }

    .hero-actions {
        flex-direction: column;
    }

    .hero-actions a {
        width: 100%;
    }

    .program-feature-card {
        padding: 30px;
    }

    .cta-box {
        padding: 60px 24px;
    }
}

.faq-hero {
    padding: 160px 0 100px;
    background: linear-gradient(135deg,#0f2942 0%,#194b75 100%);
    text-align: center;
}

.faq-hero h1 {
    color: #fff;
    font-size: clamp(42px,6vw,72px);
    margin: 24px 0;
}

.faq-hero p {
    color: rgba(255,255,255,.8);
    font-size: 20px;
    max-width: 700px;
    margin: 0 auto 40px;
}

.faq-search {
    position: relative;
    max-width: 600px;
    margin: auto;
}

.faq-search i {
    position: absolute;
    left: 24px;
    top: 50%;
    transform: translateY(-50%);
    color: #194b75;
}

.faq-search input {
    width: 100%;
    height: 64px;
    padding: 0 24px 0 60px;
    border: none;
    border-radius: 50px;
}

.faq-content-section {
    padding: 120px 0;
}

.custom-faq .accordion-item {
    border: 0;
    margin-bottom: 20px;
    border-radius: 24px;
    overflow: hidden;
    box-shadow: 0 15px 50px rgba(0,0,0,.06);
}

.custom-faq .accordion-button {
    padding: 28px;
    font-weight: 600;
}

.custom-faq .accordion-body {
    padding: 0 28px 28px;
    color: #6f7780;
    line-height: 1.8;
}

.faq-sidebar {
    position: sticky;
    top: 140px;
}

.rates-card {
    padding: 30px;
    border-radius: 32px;
    background: #fff;
    box-shadow: 0 20px 60px rgba(0,0,0,.06);
}

.rates-card img {
    margin-bottom: 24px;
}

.rates-card h3 {
    margin-bottom: 20px;
}

.rates-card ul {
    margin: 24px 0;
    padding-left: 20px;
}

.rates-card li {
    margin-bottom: 12px;
}

.faq-cta {
    padding: 0 0 120px;
}

.fade-up,
.fade-left {
    opacity: 0;
    transition: .9s ease;
}

.fade-up {
    transform: translateY(50px);
}

.fade-left {
    transform: translateX(50px);
}

.fade-up.show,
.fade-left.show {
    opacity: 1;
    transform: none;
}

@media (max-width: 991.98px) {

    .faq-hero {
        padding: 130px 0 80px;
    }

    .faq-content-section {
        padding: 80px 0;
    }

    .faq-sidebar {
        position: static;
    }
}

@media (max-width: 767.98px) {

    .faq-hero h1 {
        font-size: 40px;
    }

    .faq-hero p {
        font-size: 18px;
    }

    .custom-faq .accordion-button {
        padding: 22px;
        font-size: 16px;
    }

    .rates-card {
        padding: 24px;
    }
}

```css
.contact-page {
    overflow: hidden;
}

.contact-hero {
    position: relative;
    background: linear-gradient(135deg,#0f2942 0%,#194b75 100%);
    padding: 120px 0 80px;
    overflow: hidden;
}

.hero-shape {
    position: absolute;
    border-radius: 50%;
    filter: blur(100px);
    opacity: .15;
}

.hero-shape-1 {
    width: 420px;
    height: 420px;
    background: #fff;
    top: -150px;
    right: -100px;
}

.hero-shape-2 {
    width: 320px;
    height: 320px;
    background: #5fa8ff;
    bottom: -100px;
    left: -100px;
}

.contact-hero h1 {
    color: #fff;
    font-size: clamp(46px, 6vw, 76px);
    line-height: 1.05;
    margin: 24px 0;
}

.contact-hero p {
    color: rgba(255,255,255,.82);
    font-size: 20px;
    line-height: 1.8;
    max-width: 620px;
}

.hero-actions {
    display: flex;
    gap: 18px;
    margin-top: 40px;
    flex-wrap: wrap;
}

.outline-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-height: 58px;
    padding: 0 32px;
    border-radius: 60px;
    border: 1px solid rgba(255,255,255,.25);
    color: #fff;
    font-weight: 600;
}

.hero-card {
    position: relative;
}

.hero-card img {
    box-shadow: 0 40px 80px rgba(0,0,0,.2);
}

.experience-badge {
    position: absolute;
    right: -20px;
    bottom: 40px;
    background: rgba(255,255,255,.92);
    backdrop-filter: blur(12px);
    padding: 28px;
    border-radius: 24px;
    text-align: center;
    min-width: 160px;
}

.experience-badge span {
    display: block;
    color: #194b75;
    font-size: 52px;
    font-weight: 700;
    line-height: 1;
}

.contact-details-section,
.contact-main-section {
    padding: 120px 0;
}

.contact-details-section {
    margin-top: -70px;
    position: relative;
    z-index: 5;
}

.info-card {
    background: #fff;
    padding: 40px 30px;
    border-radius: 28px;
    text-align: center;
    height: 100%;
    box-shadow: 0 25px 70px rgba(0,0,0,.08);
    transition: .35s ease;
}

.info-card:hover {
    transform: translateY(-8px);
}

.info-icon {
    width: 72px;
    height: 72px;
    background: rgba(25,75,117,.08);
    color: #194b75;
    border-radius: 22px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 24px;
    font-size: 28px;
}

.contact-form-wrapper,
.privacy-card,
.apply-card {
    background: #fff;
    border-radius: 32px;
    padding: 48px;
    box-shadow: 0 20px 70px rgba(0,0,0,.06);
}

.form-intro {
    color: #6f7780;
    margin-bottom: 32px;
}

.sidebar-stack {
    display: flex;
    flex-direction: column;
    gap: 30px;
}

.text-link {
    color: #194b75;
    font-weight: 600;
}

.apply-card {
    background: linear-gradient(135deg,#194b75,#0f2942);
}

.apply-card h4,
.apply-card p {
    color: #fff;
}

.map-section iframe {
    width: 100%;
    height: 550px;
    border: 0;
}

.reveal-up,
.reveal-left {
    opacity: 0;
    transition: all .9s ease;
}

.reveal-up {
    transform: translateY(60px);
}

.reveal-left {
    transform: translateX(60px);
}

.reveal-up.active,
.reveal-left.active {
    opacity: 1;
    transform: translate(0);
}

@media (max-width: 991.98px) {

    .contact-details-section {
        margin-top: 0;
        padding-top: 80px;
    }

    .contact-main-section,
    .contact-details-section {
        padding-bottom: 80px;
    }

    .hero-card {
        max-width: 500px;
        margin: 0 auto;
    }

    .experience-badge {
        right: 20px;
        bottom: 20px;
    }
}

@media (max-width: 767.98px) {

    .contact-hero {
        padding: 120px 0 70px;
    }

    .contact-hero h1 {
        font-size: 42px;
    }

    .contact-hero p {
        font-size: 18px;
    }

    .hero-actions {
        flex-direction: column;
    }

    .hero-actions a {
        width: 100%;
    }

    .contact-form-wrapper,
    .privacy-card,
    .apply-card {
        padding: 32px 24px;
    }

    .experience-badge {
        position: static;
        margin-top: 20px;
    }

    .map-section iframe {
        height: 400px;
    }
}
```
.contact-form-wrapper label {
    display: block;
    margin-bottom: 10px;
    color: #194b75;
    font-weight: 600;
}

.contact-form-wrapper input,
.contact-form-wrapper select,
.contact-form-wrapper textarea {
    width: 100%;
    border: 1px solid #e4e8ec;
    border-radius: 16px;
    padding: 16px 20px;
    min-height: 58px;
    background: #f8fafc;
    transition: .3s ease;
}

.contact-form-wrapper textarea {
    min-height: 160px;
    resize: vertical;
}

.contact-form-wrapper input:focus,
.contact-form-wrapper select:focus,
.contact-form-wrapper textarea:focus {
    border-color: #194b75;
    background: #fff;
    box-shadow: 0 0 0 4px rgba(25,75,117,.08);
    outline: none;
}

.contact-form-wrapper .wpcf7-submit {
    border: 0;
    cursor: pointer;
}

.contact-form-wrapper .wpcf7-spinner {
    margin-top: 15px;
}

.consent-check {
    display: flex;
    gap: 12px;
    align-items: flex-start;
    font-size: 14px;
    color: #6f7780;
}

.consent-check input {
    width: 18px;
    height: 18px;
    min-height: auto;
    margin-top: 4px;
}

.wpcf7-not-valid-tip {
    margin-top: 8px;
    color: #dc3545;
    font-size: 14px;
}

.wpcf7 form .wpcf7-response-output {
    margin: 25px 0 0;
    border-radius: 16px;
    padding: 16px 20px;
}

.footer-widget ul {
    margin: 0;
    padding: 0;
    list-style: none;
}

.footer-widget li {
    margin-bottom: 14px;
}

.footer-widget a {
    color: inherit;
    text-decoration: none;
}